Please read these terms carefully before using this website.
Last updated: March 2026
Welcome to ljutzkanov.com. These terms and conditions govern your access to and use of this website operated by Stefan Ljutzkanov.
By accessing or using this website, you agree to be bound by these terms and conditions in full. If you do not agree with any part of these terms, you must not use this website.
Unless otherwise stated, Stefan Ljutzkanov owns or holds a licence to all intellectual property rights in the website and its content, including but not limited to text, graphics, logos, images, and software.
You may view, download, and print pages from this website for your own personal, non-commercial use, provided you do not modify the content and retain all copyright and proprietary notices.
You must not use this website:
In any way that breaches applicable local, national, or international law or regulation
In any way that is unlawful, fraudulent, or harmful, or in connection with any such purpose
To transmit or procure the sending of any unsolicited advertising or promotional material
To engage in any data mining, data harvesting, scraping, or similar data-gathering activities
To republish, sell, sublicence, or otherwise commercialise any website content without express written permission
In any way that could damage, disable, or impair the website or interfere with any other party’s use
The content on this website is provided for general informational purposes only. It does not constitute professional, legal, financial, or technical advice. You should not act or refrain from acting on the basis of any content on this website without first seeking appropriate professional advice.
While we endeavour to keep the information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information.
Any consulting, coaching, or other professional services offered through this website are subject to separate agreements and terms to be agreed upon between the parties. Nothing on this website constitutes an offer to provide services or creates a binding contract.
This website may feature an AI-powered chatbot for answering questions about services and expertise. Please note:
Chatbot responses are generated by artificial intelligence and may not always be accurate or complete
Chatbot interactions do not constitute professional advice and should not be relied upon as such
Conversations may be logged for quality improvement purposes, as detailed in our Privacy Policy
To the fullest extent permitted by law, Stefan Ljutzkanov shall not be liable for any loss or damage of any kind arising from or in connection with your use of, or inability to use, this website or its content. This includes, without limitation:
Any direct, indirect, incidental, consequential, or special damages
Loss of profits, data, business opportunity, or goodwill
Any reliance placed on website content or the AI chatbot
Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under the laws of England and Wales.
This website may contain links to external websites that are not operated or controlled by Stefan Ljutzkanov. We have no control over, and accept no responsibility for, the content, privacy policies, or practices of any third-party websites. The inclusion of a link does not imply endorsement.
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data in accordance with UK GDPR and the Data Protection Act 2018.
We reserve the right to update or amend these terms and conditions at any time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.
If any provision of these terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
These terms and conditions are governed by and construed in accordance with the laws of England and Wales. You agree to submit to the non-exclusive jurisdiction of the courts of England and Wales for the resolution of any disputes arising out of or in connection with these terms or your use of this website.
If you have any questions about these terms and conditions, please contact:
Stefan Ljutzkanov
gdpr@ljutzkanov.com